In this book the authors take a scientific scalpel to the “money problem” by applying the Accounting System Dynamics (ASD) method they developed and identifies the root cause of the major problems facing our economy. Building on empirical and theoretical analyses, this book proposes the issuance of Electronic Public Money (EPM) that will end national debt, banking crisis, built-in inequality and inflation, while protecting privacy and freedom against Central Bank Digital Currency (CBDC) that will bring about a total surveillance and dystopian society.